According to a survey by my friends at Paychex Inc., less than half (37.6%) of U.S. employers offer a retirement plan.
That figure considers all businesses in the U.S. That is a low number and that is why I consistently support State auto-IRA programs that force employers to adopt that plan or a 401(k) plan if they don’t currently offer one. It may go against my libertarian principles, but it’s better for our country and our industry.