Monthly Archives: April 2013

The Rosenbaum Law Firm Review

My latest newsletter can be found here.

Posted in 401(k) Plans, Retirement Plans | Leave a comment

The Unintended Consequences of Obama’s 401(k) Cap

When politicians and their supporters talk about that some people should take a greater share of the burden, more people (especially those who this share of the burden was supposed to help) end up paying a price. President Obama’s new … Continue reading

Posted in 401(k) Plans, Retirement Plans | 1 Comment

The PBS Frontline Report on 401(k) Plans

PBS Frontline’s report on 401(k) plans entitled “The Retirement Gamble” was a pretty sobering report about the problems and issues regarding these plans in providing benefits to plan participants for retirement. While people note that the report came from an … Continue reading

Posted in 401(k) Plans, Retirement Plans | 1 Comment

How to inject “life” into 401(k) Enrollment Meetings

When it comes to oral or written communications, it’s important that you play to your audience. Any communication that is above or below the audience’s comprehension is going to be a missed opportunity to communicate your message. When it comes … Continue reading

Posted in 401(k) Plans, Retirement Plans | Leave a comment

How an Employer Can Improve Their 401(k) Plan At Little Or No Cost

My latest article on JDSupra can be found here.

Posted in 401(k) Plans, Retirement Plans | Leave a comment

A scanner can be a Plan Sponsor’s good friend

Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelming. The paperwork includes plan documents, summary plan descriptions, amendment, valuations, trusts statements, and payroll. The fact is that as a … Continue reading

Posted in 401(k) Plans, Retirement Plans | Leave a comment

The retirement cap is a threat to the Retirement Plan Industry

Any industry needs to identify threats to its existence and develop a course of action to defeat that threat. The music industry is a shell of its former self. While they were awarding large contracts to artists like Janet Jackson … Continue reading

Posted in 401(k) Plans, Retirement Plans | 1 Comment

Why Retirement Plan Sponsors Need To Care About Plan Design

My latest JDSupra.com article can be found here.

Posted in 401(k) Plans, Retirement Plans | Leave a comment

More on the 401(k) Fiduciary Warranties

Of all the articles I have written, the recent one about The Worthlessness of 401(k) Fiduciary Warranties has gotten the greatest response. I thank all my readers who have had a hand in building my national ERISA/ retirement plan practice. … Continue reading

Posted in 401(k) Plans, Retirement Plans | Leave a comment

Fee disclosures wasn’t going to change everything after Day 1

When Eliot Spitzer was campaigning for the Governor of New York, he was well known in his role as a tough as nails Attorney General. In his campaign ads for Governor, Spitzer claimed that on “Day 1, everything changes”. Having … Continue reading

Posted in 401(k) Plans, Retirement Plans | 1 Comment