Monthly Archives: August 2011

There is a cost for 401(k) revenue sharing

A few days back, I wrote an article about how plan sponsors can prepare for the new 408(b)(2) fee disclosure regulations. A representative from a third party administrator (TPA) said that they enjoyed my article, except my snarky comments about … Continue reading

Posted in 401(k) Plans, Retirement Plans | 4 Comments

The Rosenbaum Law Firm Review

My latest newsletter can be found here.

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Why Participant Education is about a process and not a result

Advisors ask me all the time of the role of education in participant directed 401(k) plans. Participant directed 401(k) plans that are governed under ERISA §404(c) offer the plan sponsors liability protection based on a participant’s gains or losses on … Continue reading

Posted in 401(k) Plans, Retirement Plans | 7 Comments

What Retirement Plan Sponsors Need To Do About The New Fee Disclosure Regulations

My latest JDSupra.com article can be found here.

Posted in 401(k) Plans, Retirement Plans | 1 Comment

The Top 10 Major Misconceptions Plan Sponsors Have About Their Retirement Plans

A revised edition of my very first JDSupra.com article can be found here.

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LPs and Money Purchase Plans

When it comes to technology, people cling on to some old technology because of their fondness for it either because it represents their youth or because they don’t want to change with the times. I laugh how many new albums … Continue reading

Posted in 401(k) Plans, Retirement Plans | 3 Comments

Plan Providers and charging direct fees

For my first year of law school, I had a renowned criminal law professor. He had a penchant for ties and an odd love for Melrose Place (I was a Dallas guy myself). For his final law exam, the fact … Continue reading

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Multiple Employer Retirement Plans: The Truth, The Rumors, and Buying in Bulk

My latest JDSupra.com article can be found here.

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Scary Fact About Retirement Plan Providers

With apologies to Tod Higgins (played by Keanu Reeves) in “Parenthood”, you need a license to practice law to be an ERISA attorney, you need to be a CPA to be a retirement plan auditor, you need a securities license … Continue reading

Posted in 401(k) Plans, Retirement Plans | 1 Comment

Be Wary of Some 401(k) Salespeople

An advisor friend of mine advised me of a potential client that was considering making the move to an insurance company based provider. Nothing too strange about that, except for the fact that the 401(k) salesman for the insurance company … Continue reading

Posted in 401(k) Plans, Retirement Plans | 2 Comments