Monthly Archives: November 2022

My latest article on JDSupra.com can be found here.

My latest newsletter can be found here.

I always believe that education is really important. My parents instilled that value in me, they went a little off the reservation when they thought my GPA was a barometer on their value as parents. That being said, I do … Continue reading →

Research shows that 401(k) plan participants who direct their investment, rarely allocate to environmental, social, and governance (ESG) investments. The research, by PGIM and the Employee Benefit Research Institute, examined the allocation decisions of 9,324 defined contribution plan participants, across … Continue reading →

One of the things that many experts disagree with is whether participants should keep their account balance within their former employer’s 401(k) plan or roll it over to an IRA. Obviously, cashing it out is never a good option. There … Continue reading →

It seems that October was a light trading month for 401(k) plan participants, according to the Alight 401(k) Index. Just 0.012% of 401k balances were traded daily. Trading inflows mainly went to stable value, money market and bond funds. Outflows … Continue reading →

So much of what happens with the retirement plan business is dependent on politics. Almost all of our rules are put forth by the Federal government, so what happened in the mid-term elections had an impact. I don’t know if … Continue reading →

My latest article for JDSupra.com can be found here.

When your practice is successful as a retirement plan provider, you’re going to want to hire people who work outside the retirement plan business to help you manage your firm because the day-to-day running of a business doesn’t just need … Continue reading →

What’s an ultimatum? It’s a final, uncompromising demand or set of terms issued by a party to a dispute, the rejection of which may lead to a severance of relations or to the use of force. Even though I’m very … Continue reading →