Monthly Archives: October 2018

The Rosenbaum Law Firm Review

My latest newsletter can be found here.

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The To-Do List For 401(k) Plans Now: 2018-2019 Edition

My latest article for JDSupra.com can be found here.

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Managing Your Plan is all about a process and not a result

We’ve been conditioned in life that everything is about results. I know from law school the hard way how much that first job relied so much on what grades I got. Businesses are so concerned with the bottom line and … Continue reading

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Clearing up my views on producing TPAs

A few weeks back, I published a blog post on some third-party administrators (TPAs) are not really in the administration business but are in the business of selling insurance and assets. So I used some examples from my past and … Continue reading

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Much Ado About Nothing: DOL issues new MEP guidance

Six years ago, the Department of Labor (DOL) pretty much killed off what we called Open Multiple Employer Plans (MEPs) by saying that MEPs, where there was no commonality between adopting employers, wouldn’t be considered a single plan for ERISA … Continue reading

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There are no guarantees in this business

I was in college and a political friend guaranteed that if we formed a political party to take over the student government, we all would win. We lost because we didn’t know the lengths our opponents would take to beat … Continue reading

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The Death of Sears and what it means to you

Sears isn’t dead yet, but it’s a matter of time. It was amusing when the leadership at Sears suggested that its pension plan obligations was the source of their fiscal issues, not the fact that Eddie Lampert has been running … Continue reading

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Great 401(k) Plan Features That Can Be A Hit Or A Miss

My latest article on JDSupra.com can be found here.

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Compensation is such a huge issue in 401(k) plans

When I look at plan errors, one major area of a plan keeps coming up: compensation issues. Compensation issues deal with the definition of Compensation in the plan as well as when salary deferrals are dealt with in the plan. … Continue reading

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You need a tough love provider

I always believe that the two worst things that you can give people are false praise and false hope. As a plan sponsor, you need a plan provider that is not afraid to tell you the truth that something is … Continue reading

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