Category Archives: Retirement Plans

Education should be fun

I always believe that education is really important. My parents instilled that value in me, they went a little off the reservation when they thought my GPA was a barometer on their value as parents. That being said, I do … Continue reading

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FTX points as another reason why Crypto in 401(k) plans is a bad idea

Every day, brings out different bad news about FTX. Based on what I know, I think the principals over there, should seek criminal law attorneys. I’m dying to see how it will play out, as I like to read about … Continue reading

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When times are bad, they’re bad

As someone serving as a plan fiduciary and pooled plan provider, I know the market is not doing too well when I get paid. Of course, I don’t conduct surveys on how bad people are feeling about things. Count on … Continue reading

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401(k) and 403(b) are a lot alike, but the two shall not merge

Thanks to regulations, 403(b) plans are becoming more and more like 401(k) plans. It’s to the point were many advisors and third-party administrators get the idea they can merge or convert the plans, especially trying to morph a 403(b) into … Continue reading

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Participants will continue to make bad decisions

As the stock market remains choppy and we trying to figure out whether we are in a recession, it’s important to remember that participants will continue to make bad investment decisions. Surveys will indicate that participants will withdraw from equity … Continue reading

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Do your job

One of my worst habits is not being over-infusive in my compliments, except in my restaurant tipping. I think people who do a good job are supposed to do a good job. It’s why I don’t understand when people clap … Continue reading

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Ideas To Increase 401(k) Event Attendance

My latest article on JDSupra.com can be found here.

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Law Firm Review

My latest newsletter can be found here.

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Education should be fun

I always believe that education is really important. My parents instilled that value in me, they went a little off the reservation when they thought my GPA was a barometer on their value as parents. That being said, I do … Continue reading

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Even when offered, ESG funds aren’t that popular

Research shows that 401(k) plan participants who direct their investment, rarely allocate to environmental, social, and governance (ESG) investments. The research, by PGIM and the Employee Benefit Research Institute, examined the allocation decisions of 9,324 defined contribution plan participants, across … Continue reading

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