Monthly Archives: April 2012

My latest JDSupra.com article can be found here.

Advertising is a great medium and it’s a medium that could often be confusing to the consumer. So when it comes to the retirement plan business, you have providers providing fiduciary services whether that’s 3(16), 3(21), 3(38), co-fiduciary, or the … Continue reading →

You always see the scene in the movies, people who are broke currying for cash and trying to hock everything they can to the pawnbroker.  Remember Dan Ackroyd as Louis Winthorpe III with the legendary Bo Diddley as the pawnbroker … Continue reading →

10 years ago, if a 401(k) plan participant tried to sue their employer for  excessive plan fees or breach of fiduciary duty, they would have been laughed out of court. While poor stock market returns and work by the Department … Continue reading →

I have written articles about retirement plan provisions that are good ideas and some that are bad. Here are some provisions that dumbfound me: Off calendar year 401(k) plans: While I understand companies can have non-calendar fiscal years, I have … Continue reading →

The clock is ticking toward 408(b)(2) regulation implementation for fee disclosure to plan sponsors by July 1 and to plan participants for participant directed plans 60 days later. Fee disclosure will forever change the landscape of the retirement plan industry, … Continue reading →

My latest JDSupa.com article can be found here.

If you have not heard, the self proclaimed leader of the independent ERISA fiduciary movement, Matthew Hutcheson has been indicted and arrested for fraud and theft of retirement plan assets from the multiple employer plans (MEPs) where he served as … Continue reading →

My latest newsletter geared towards financial advisors can be found here.