Author Archives: admin

14 years ago, I had enough. I was tired of working for other people because I wanted to bet on myself and not being told no, even by my wife (who didn’t think going on my own was smart). Before … Continue reading →

I always say that picking a plan provider just on price is a bad idea and I will say that picking a provider just on your years of experience is another folly. I have 25 years of experience and when … Continue reading →

Third-Party Administrator (TPA) Definiti LLC announced a program for financial advisers who have 401(k) books of business, that will offer access to proprietary retirement plan resources, reports, and a dedicated account manager to help them manage plan sponsor clients. The … Continue reading →

About 25 years ago, there was a medical report that dental plaque could cause heart disease. The cynic in me tells me that this was some sort of dental conspiracy to increase revenue as fluoridated water and other dental hygiene … Continue reading →

CNN.com had an article on the best 401(k) plan providers which I found on a Google search for 401(k) plans. All I can say is this was a list developed by someone who never sponsored a 401(k) plan or worked … Continue reading →

Nearly two in three Americans say they worry more about running out of money than death an Allianz Life Insurance survey. The worry of running out of money has increased in recent years. In 2024, 63% say they worry more … Continue reading →

Lincoln Financial Group is launching its FlexPEP(k) and FlexPEP(b), a pooled employer plan (PEP) solution for 401(k) and 403(b) plans. Independent fiduciary services provider Smart Retirement Solutions, Inc. will serve as the pooled plan provider while Envestnet will work as … Continue reading →

I have an old saying: “I needed you, you weren’t there, and I no longer need you.” When you have a plan sponsor and they need help, you need to be there. Otherwise, don‘t be surprised if you are gone … Continue reading →

I have an old saying: “I needed you, you weren’t there, and I no longer need you.” When you have a plan sponsor and they need help, you need to be there. Otherwise, don‘t be surprised if you are gone … Continue reading →

I hate to get political, but when people complain about something “woke,” they really should Google or use Wikipedia to find out what that means. That being said, the push by the Department of Labor (DOL) for fiduciaries to be … Continue reading →