Monthly Archives: September 2025

A long-time client of a financial advisor had a 401(k) plan sponsor that was quiet, easy to deal with, and, most importantly, loyal. Everything seemed smooth until the advisor’s new employee came on board. The new hire saw the plan … Continue reading →

Every single day, I get a text that someone is trying to hack into my Coinbase account. I don’t even need coffee anymore, the scam alerts are my morning jolt. If it’s not Coinbase, it’s an email claiming my law … Continue reading →

Retirement saving is hard enough when you’re just trying to take care of yourself. Add in kids, and it gets tougher. Add in aging parents, and it can feel impossible. According to the 2025 Annual Retirement Study from the Allianz … Continue reading →

There’s never a shortage of new retirement plan fee and investment performance cases. The problem for plan sponsors is that even if you’re doing everything right, you can’t ever be completely sure you won’t be sued. That’s just the reality … Continue reading →

Just when you think the forfeiture reallocation litigation wave can’t get any bigger, another suit drops. The latest target? The 401(k) plan of RTX, the company formerly known as Raytheon Technologies Corp. The case, Jacob v. RTX Corp. , was … Continue reading →

I’m still amazed at how often I come across participant-directed 401(k) plans that don’t have a financial advisor attached. Now, I completely get why solo 401(k) plans usually don’t. Most individuals think they can manage things themselves. I’m in that … Continue reading →

Another week, another excessive fee case settled. This time, it’s Jack Henry & Associates Inc., a well-known technology provider, and its 401(k) retirement committee agreeing to a $1.6 million settlement in a fiduciary breach case under ERISA. What Was the … Continue reading →

New York has officially joined the list of states mandating retirement savings programs. The New York Secure Choice Savings Program is moving toward full implementation, and employers without a plan need to prepare. What Is It? Secure Choice is a … Continue reading →

That 401(k) Conference is back on the road for 2026, and the lineup is shaping up nicely. After the Milwaukee stop fell through, we’re bringing the show to Wrigley Field in April. Chicago in the spring, five hours of 401(k) … Continue reading →

The Department of Labor has never been shy about changing its mind, and here we go again. In Advisory Opinion 2025-01A, the DOL rescinded its 2023 advisory opinion that had given some comfort to plan sponsors with racial equity vendor … Continue reading →