Years ago, I started working and had a lot of free time (before marriage and kids). I saw that the local gym offered a free month gym membership. Being a naïve 26 year old, I went to the gym. From the moment, I was there, it was a hard sell to sell m a gym membership. That free month was just a sales pitch, there was nothing free about it.
You will see plan providers offer you a free service for a period of time. Is hiring a 3(16) fiduciary for a free six-month trial a good enough reason to hire them? No. It isn’t free as that free service is baked into the overall fee and this isn’t the same as buying a set of encyclopedias on a trial basis.
There are many reasons to hire a plan provider. Them offering a free trial period isn’t one of them.