Category Archives: Retirement Plans

For my latest JDSupra.com article, please click here.

In any service industry, the quality of service and price can be far and wide. While people say that I focus way too much on the workings on the third party administration (TPA) business, I have more experience in that … Continue reading →

6. If the plan sponsor is happy with their providers, they don’t have to determine whether the fees are reasonable or not 5. If their plan is using an insurance company provider, it must be expensive. 4. The more expensive … Continue reading →

They often say that it doesn’t matter what you know, it’s who you know. At one time or another, we have all derived a form of financial benefit because of someone we know. It could be through someone we had … Continue reading →

First the Federal Government created a retirement system where the retirement age was 65 when the average life expectancy was 64 for women and 60 for men. Now Social Security is starting to resemble a Ponzi scheme when life expectancy … Continue reading →

Nice article on RIABiz.com about how the Department of Labor (DOL) included in the final rules on fee disclosure regulations a requirement for plan sponsors to fire their advisors if they fail to provide information regarding fees and information about … Continue reading →

My latest article on JDSupra.com can be found here.

They often say that the road to hell is paved with good intentions. I don’t know who said it first (I heard it was originated with St. Bernard, the saint, not the dog), but perhaps they were a 401(k) plan … Continue reading →

Isn’t it funny that on the same day that the Department of Labor issues the final rule on the Section 408(b)(2) fee disclosure regulations that they issue proposed rules on adding annuities back into 401(k) plans? To me it’s a … Continue reading →