Monthly Archives: October 2026

Every football team needs a backup quarterback. You hope you never need him, but you better have one ready because eventually the starter is going to miss a play, a game, or maybe a season. Your 401(k) plan needs the … Continue reading →

Every year, your TPA probably asks you for census information, and every year, someone at your company probably treats it like another annoying administrative task. It isn’t. The census is more important than you think because so much of your … Continue reading →

Your 401(k) plan document might say one thing while your payroll system does something completely different. That’s a problem. One of the most overlooked areas of 401(k) plan administration is the definition of compensation. Your plan document specifies what compensation … Continue reading →

The number of 401(k) millionaires has reached another record, with Fidelity reporting 769,000 accounts worth at least $1 million. Good. I love stories like this because they prove something I’ve been saying for years: when it comes to retirement savings, … Continue reading →