Monthly Archives: August 2025

I’ve been in the retirement plan business for 27 years, and during that time, I’ve seen the best and the worst it has to offer. But without a doubt, the most despicable person I’ve encountered is Matt Hutcheson. Matt paraded … Continue reading →

After six long years of litigation, Intel’s 401(k) plan design just got a big legal endorsement. A three-judge panel from the Ninth Circuit dismissed a lawsuit filed by plan participants who claimed that including hedge funds and private equity in … Continue reading →

The Investment Company Institute (ICI) just confirmed what many of us have seen on the ground: 401(k) mutual fund fees keep dropping, and that’s great news for plan participants. According to ICI’s 2024 report, average equity mutual fund expense ratios … Continue reading →

The IRS just dropped Revenue Ruling 2025-15, and while it’s not revolutionary, it’s a reminder that when it comes to uncashed distribution checks, constructive receipt still rules the day. Here’s the deal: If a participant or beneficiary doesn’t cash their … Continue reading →

News that Principal has transitioned administration of its largest pooled employer plan (PEP), Principal EASE, to FuturePlan by Ascensus isn’t just a reshuffling of duties — it’s a smart move in a maturing market. Principal EASE serves a large base … Continue reading →