Monthly Archives: June 2025

If you’ve worked in the retirement plan industry long enough, you’ve had that moment — that gut punch — where you know you’re the best person for the job, but the gig goes to someone else. Someone who isn’t as … Continue reading →

In this business—the retirement plan business, the ERISA world—you don’t build anything alone. You might draft the documents, run the meetings, fix the failures, and chase the clients, but if you’re lucky, a few people walk the road with you. … Continue reading →

I’ve been working with organizations—political, civic, religious, and business—since my days at Stony Brook, back when I was involved with student political groups and the school paper. I’ve written ad copy, designed flyers, and helped companies craft their messaging. And … Continue reading →

When it comes to your health, there are signs—little warnings your body gives you—that something might be off. You don’t ignore chest pain, blurry vision, or persistent fatigue (at least, you shouldn’t). The same is true with your company’s 401(k) … Continue reading →

When I draft a new 401(k) plan for a client, one of the first provisions I’ll recommend—including with some reluctance—is a loan feature. Not because I enjoy dealing with it. On the contrary, it’s an administrative pain. But because I … Continue reading →

UnitedHealth Group is the latest big-name employer to get hit with a class action lawsuit over how it handles 401(k) forfeitures. The case, Kotalik et al. v. UnitedHealth Group Inc., accuses the company and its plan fiduciaries of violating ERISA … Continue reading →

Empower recently made headlines by announcing a bold new initiative: giving defined contribution (DC) retirement plan participants access to private market investments. On the surface, it sounds like a win—more choice, broader diversification, and the chance to tap into investment … Continue reading →