Monthly Archives: September 2024

Recently had a client going through an Internal Revenue Service (IRS) audit and while talking to an agent, they didn’t disagree with my theory that the idea of being able to reduce employer contributions through forfeitures is something that will … Continue reading →

I don’t need studies to tell me that States with mandated SIMPLE IRA programs for employers who don’t have a plan will spur the adoption of private retirement plans. There is no crowd in effect, the fact is that people … Continue reading →

Federal court cases are a game, like chess. You file a complaint, you fight the inevitable motion to dismiss, and once you survive that, you either settle or take the chances with the case and see if the defendants settle … Continue reading →

I own a piece of a business and provide services to it, through my sole proprietorship. Pretty much all of that business for the sole proprietorship is performing services for that business I own a piece of. This type of … Continue reading →

Manute Bol and Gheorghe Mureșan were 7’6” and 7’7”, but were pretty bad players in the NBA. It takes more than height to play basketball. When it comes to hiring plan providers, years of experience can be as important as … Continue reading →

I grew up in Brooklyn and the area I originally lived in is called Midwood I lived right off a street called Avenue M. It has always been a Jewish neighborhood and over the last 35 years, it’s become more … Continue reading →

Social media and living in a house full of narcissists have educated me on navigating personalities and spotting insecurities from a distance. I always said I used to think I lived in a normal place until I ventured into the … Continue reading →

Financial advisors working on 401(k) advisors have happy clients, according to a new Fidelity survey. Fidelity’s annual Plan Sponsor Attitudes Study, now in its 15th year, surveyed over 1,100 employers offering retirement plans. The survey found that not only do … Continue reading →

Financial advisors working on 401(k) advisors have happy clients, according to a new Fidelity survey. Fidelity’s annual Plan Sponsor Attitudes Study, now in its 15th year, surveyed over 1,100 employers offering retirement plans. The survey found that not only do … Continue reading →

There is this scene in the comedy, Top Secret! where Nick Rivers (played by Val Kilmer) is having a nightmare that he’s back in school and has no idea where the college final is. He wakes up and realizes he’s … Continue reading →