Monthly Archives: June 2024

The retirement plan business is all about trust. It’s built on trust and trust takes time. So when an advisor calls me up and asks if I can refer them clients, it’s a faux pas on their part because they … Continue reading →

I always say that the world would be better off, just if every human being would realize that there are other human beings out there. The person who plays on their phone without an earpiece, the person who won’t return … Continue reading →

Years ago, I was the Executive Editor of my law school’s news magazine. In one of my final issues, a friend of mine wrote an article that was serious, but funny at times. His bone of contention was over professor … Continue reading →

I am still shocked at how often I find participant-directed 401(k) plans without a financial advisor. While I understand how solo 401(k) plans don’t have an advisor because individuals think they can do it on their own. I have a … Continue reading →

When it comes to health and fitness, you constantly hear studies about what foods fight or cause cancer. Of course, those studies are then debunked. I remember how oat bran was cited to cut down on cholesterol and how margarine … Continue reading →

A federal judge in Kentucky threw out a case against Humana Inc., claiming former employees had failed to provide sufficient evidence that the company charged excessive record-keeping fees and failed to adequately search for a less expensive record keeper. U.S. … Continue reading →

According to a new Government Accountability Office (GAO) report, only a third of plan participants receive an important notice that could help them make a decision about their retirement savings. The GAO claims that about 80% of eligible 401(k) participants … Continue reading →

One of the plan providers sponsors for the Arlington That 401(k) Conference gave me some compliments on LinkedIn and someone else posted the same on the same thread. I’ll be honest, I don’t do well with compliments. Some would say … Continue reading →

I’ll get the referral from and advisor or third party administrator (TPA) with the plan that hasn’t been restated for 15 years and haven’t filed for a 5500 in just as long. They introduce me to the potential client, I … Continue reading →

The older I get, the more I’ve become Larry David in Curb Your Enthusiasm. I’m at the point where I won’t stop by withholding complaints when something annoys me. I’ve been in my practice for 14 years, and I’ve been … Continue reading →