Monthly Archives: June 2022

There were times in my life when I needed help and just didn’t get it. One of my favorite quotes based on those kinds of experiences is: “I needed your help, you weren’t there, and I no longer need your … Continue reading →

I keep on saying that timing is everything and with Bitcoin falling about 60% off its high, this isn’t the time for adding it to 401(k) plans. In May, Rep. Byron Donalds (R-FL) introduced a bill that would allow Bitcoin and … Continue reading →

My latest article for JDSupra.com can be found here.

My latest newsletter for retirement plan providers can be found here.

My latest article for JDSupra can be found here.

Hawaii maybe the latest state to approve the creation of a state-run IRA program but they will not mandate auto-enrollment for those eligible to participate. Workers at companies with five or more employees that lack a retirement plan will have … Continue reading →

Stock markets these days are seeing a lot of negative returns. Every day, it seems another stock in my portfolio has had a downturn. I’m not in a panic because I see stocks at a discount as a buying opportunity. … Continue reading →

According to Sharebuilder 401(k). 74% of small businesses still don’t offer a retirement plan for their employees. Many small business owners believe incorrectly, that their business is simply too small and that 401(k)s are too costly. 58% in the survey … Continue reading →

It’s easier to push 401(k) plans when times are good. Times aren’t good and it’s a tougher sell when stock markets retreat. For sales and client retention, times are going to be tough. I don’t think this inevitable recession is … Continue reading →

In the 1970s, the Phillie Phanatic was born. While Mr. Met was the first mascot in baseball history, the Phanatic was a bigger hit. Soon everyone wanted one and The New York Yankees hired the people to design the mascot, … Continue reading →