Monthly Archives: February 2011

Retirement plans with more than 100 participants (I won’t mention the 80/120 rule) have a requirement to get an independent audit for their Form 5500 filing. The failure to obtain an independent filing is the same consequence of making no … Continue reading →

People complain a lot about 401(k) plans. Some complaints are warranted, some like comparing 401(k) plans to a Ponzi scheme are a bit overdone. While most of my blog and articles tackle 401(k) plans, there is one group of plans … Continue reading →

My latest article on JDSupra can be found here.

With news that Schwab intends to be in the all-ETF 401(k) market only means good news for those who believe that exchange traded funds (ETFs) will get a bigger foothold in the 401(k) market. While I have been skeptical of … Continue reading →

Having been in the retirement plan business for the last 12 years, I have learned something new almost every day and I’ve seen a lot of things that I could never believe I would see when I was an L.LM … Continue reading →

My latest newsletter geared to retirement plan advisors can be found here.

There was a recent article in the Wall Street Journal regarding 401(k) plans re-enrolling plan participants. Re-enrolling plan participants usually occurs when there is a change of the plan’s third party administrator (TPA) or a significant change in the plan’s … Continue reading →

My latest article on JDSupra can be found here.

Many retirement plan advisors and third party administration (TPA) firms have been harping about 401(k) plan administration fees and in a belief that fees should be transparent, we now have fee disclosure that will come into effect in July. While … Continue reading →

A few years back, I met a broker from my area and I developed a networking relationship with him in the hope of getting some ERISA related work when I was an associate at a Long island law firm.  I … Continue reading →