Category Archives: 401(k) Plans

My latest JDSupra.com article can be found here.

As bad as I believe it is for plan sponsors, I believe that many retirement plan providers are not prepared for the coming changes in 2012. Many retirement plan providers have been ready for years, but I think there is … Continue reading →

My latest JDSupra.com article can be found here.

Sociologist Robert K. Merton popularized the term “unintended consequences.” Unintended consequences are outcomes that are not the outcomes intended by a purposeful action. Unintended consequences can be roughly grouped into three types: A positive, unexpected benefit. A negative, unexpected detriment … Continue reading →

I was told by a financial advisor that he had a $3 million prospect that is currently being serviced by a broker on an insurance company platform. The plan has been on this platform for over 10 years. If the … Continue reading →

Years ago, I was the Executive Editor of my law school’s news magazine. In one of my final issues, a friend of mine wrote an article that was serious, but really funny at times. His bone of contention was over … Continue reading →

My latest JDSupra.com article can be found here.

One of the more interesting points of the movie Casino was that Nevada Gaming Control rules forbade casino owners from being in their own count room, where all the money from gaming was collected.  It was an absurd point, but … Continue reading →

A “perfect storm” is an expression that describes an event where a rare combination of circumstances will aggravate a situation drastically. The term is also used to describe an actual phenomenon that results in an event of unusual magnitude. With … Continue reading →

My latest newsletter for retirement plan advisors can be found here.