Category Archives: 401(k) Plans

About a year or so ago, there was much hub bub about multiple employer plans (MEPs). Sort of like the game of telephone, the story gets muddled and I am not interested in rehashing it. In short, an official at … Continue reading →

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As we know with the Danny Ocean trilogy of films is that every confidence game needs a mark. The mark is chosen to be a victim either through the con artist’s targeting of the mark or because of the mark’s … Continue reading →

For some reason, when it comes to some charges within 401(k) plans, I always remember Don Fanucci from The Godfather Part II, who was killed by Vito Corleone because Vito no longer wanted Fanucci to wet his beak from Corleone’s … Continue reading →

As retirement plan sponsors, you have a fiduciary responsibility to act prudentlty. If you sponsor a pension plan, hiking your financial advisor’s fees while your returns suffered would certainly raise a few eyebrows with your participants and the Department of … Continue reading →

They always say that the concern over small retirement plans is overblown, that they never get sued. While much litigation from plan participants have avoided smaller plans (ERISA litigators like big asset plans), small plans are still at risk from … Continue reading →

One would think that the role of a retirement plan financial advisor is to pick plan investments. Most plan sponsors think that way and some financial advisors think as well. Some financial advisors promote their brilliant picking of actively managed … Continue reading →

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In any service industry, the quality of service and price can be far and wide. While people say that I focus way too much on the workings on the third party administration (TPA) business, I have more experience in that … Continue reading →