Category Archives: 401(k) Plans

Before I had kids, I played golf. I took weekly golf lessons from a guy named Kenny. When it came to golf clubs, Kenny said that gold clubs were merely tools. It all depended on how you used them. My … Continue reading →

While the Frontline’s recently program on 401(k) plans was very sobering, a lot of people missed the point of it and I also think that the folks who produced the program did as well. While many in the 401(k) industry … Continue reading →

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When politicians and their supporters talk about that some people should take a greater share of the burden, more people (especially those who this share of the burden was supposed to help) end up paying a price. President Obama’s new … Continue reading →

PBS Frontline’s report on 401(k) plans entitled “The Retirement Gamble” was a pretty sobering report about the problems and issues regarding these plans in providing benefits to plan participants for retirement. While people note that the report came from an … Continue reading →

When it comes to oral or written communications, it’s important that you play to your audience. Any communication that is above or below the audience’s comprehension is going to be a missed opportunity to communicate your message. When it comes … Continue reading →

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Being a plan sponsor is a tough job and the amount of paperwork that goes with it can be overwhelming. The paperwork includes plan documents, summary plan descriptions, amendment, valuations, trusts statements, and payroll. The fact is that as a … Continue reading →

Any industry needs to identify threats to its existence and develop a course of action to defeat that threat. The music industry is a shell of its former self. While they were awarding large contracts to artists like Janet Jackson … Continue reading →