Category Archives: Retirement Plans

My latest JdSupra.com article can be found here.

One of the most positive developments in the retirement plan business is the proliferation of independent ERISA §3(38) fiduciaries. While the §3(38) defined investment manager has been in ERISA since the beginning in 1974, there has been a dramatic increase … Continue reading →

About a dozen or so year ago, there was a medical report that dental plaque could cause heart disease.  The cynic in me tells me that this was some sort of dental conspiracy to increase revenue as fluoridated water and … Continue reading →

When I started my law firm about 17 months ago, I had already had a marketing guru who was handling my public relations side even when I was an associate at a semi prestigious Long Island law firm (sorry, Lois). … Continue reading →

When I first started in the retirement plan business in 1998, I worked for a law firm that served as the counsel for third party administration (TPA) firm in Syosset, NY. There was an office worker there named Orville. I … Continue reading →

My latest JDSupra.com article can be found here.

I have a friend who is an insurance agent and she was looking for a new TPA 9third party administrator) for her clients. She previously gave work to a TPA that also happens to sell insurance and financial products (which … Continue reading →

As Michael Corleone said in the very underrated “The Godfather Part III”, “Just when I want to get out, they keep bringing me back in.” Since 401(k) plans are not subject the joint and survivor annuity requirements of the Internal … Continue reading →

Automatic enrollment, a feature formerly known as “negative election” have been around for about dozen years, but actually codified in the law in 2006. Under the law, companies are allowed to automatically enroll workers in their 401(k) plans and have … Continue reading →

My latest newsletter can be found here.