Category Archives: Retirement Plans

Advisors ask me all the time of the role of education in participant directed 401(k) plans and it’s an important question. Participant directed 401(k) plans that are governed under ERISA §404(c) offer the plan sponsors liability protection based on a … Continue reading →

Missing plan participants are usually only an issue when a retirement plan decides to terminate and wants to avoid dragging out the process and having to file another Form 5500. Now there maybe further reasons for plan sponsors to clear … Continue reading →

Over the past 7 years as a solo ERISA practitioner, I always get asked if that’s all I do. It’s not some kind of insult, but a question on whether I also do financial advisory work and/or third party administration … Continue reading →

The news comes trickling in for 401(k) plan providers and plan sponsors beating back class action lawsuits. Many plan providers win their case as defendants because the plan participants fail to convince a judge that the provider serves in a … Continue reading →

My latest article for JDSupra.com can be found here.

I started this law firm about 17 years ago as a side project. It is where I could offer legal services on the side while I did my normal day job. It was an experiment on whether I could go … Continue reading →

For 18 years, I have been working on retirement plan audits. Either the plan was under examination by the Internal Revenue Service (IRS) and the Department of Labor. I can count on one hand how many plans had real issues … Continue reading →

My latest article on JDSupra.com can be found here.

If you’re a financial advisor, more assets under management equal more money.  It’s pretty simple to me. So that means a financial advisor working in the 401(k) plan space should do their best to making sure that their Plans get … Continue reading →

When it comes to plan sponsors in choosing providers for their retirement plan, I think one rule of thumb is to choose plan providers that are ahead of the curve. What do I mean by ahead of the curve? Retirement … Continue reading →