Category Archives: Retirement Plans

I remember when I first saw the political sign as a freshman at Stony Brook over 25 years ago where the student government Acting Treasurer Naala Royale was running for her own full term. Her motto for the race was … Continue reading →

If you look at my office or my den, you’d think I ransacked Steiner Sports since I collect a lot of autographed memorabilia. Steiner Sports was one of the premier sports marketing firms and they were just sold off in … Continue reading →

My latest article on JDSupra can be found here.

As a 401(k) plan sponsor, you need to understand that an integral part of limiting your liability when participants are having plan enrollment/education meetings. You need to treat them less as a nuisance and more of a tool in limiting … Continue reading →

It’s 2019 and one area that the Department of Labor (DOL) could help both the retirement plan industry and plan sponsors out is making electronic disclosures and notices the default option and go with the times. Sure, the paper industry … Continue reading →

My latest article on JDSupra.com can be found here.

I’m not afraid of many things, except making the deep water and the heights. I’m not afraid of the Department of Labor (DOL) because I listen to what they’re trying to say. So if they say that missing participants are … Continue reading →

It’s 2019 and while the hardship rules are changing for 2020, keep in mind that hardship distributions need to be substantiated by plan participants. We simply can’t take their word that they’re going through a hardship. Whether it’s for medical … Continue reading →

The genesis for That 401(k) Conference can be traced to two things: 1) my experience at other 401(k) events and 2) my experience of running events for my old synagogue. I ended up as a Vice President of the synagogue … Continue reading →

Chess is not a game that I ever played a lot or was ever good at it, but it’s a fascinating game because every move can change the course of the game. I see sometimes plan design as similar to … Continue reading →