Category Archives: Retirement Plans

Being a long time plan provider for a client can be a good thing and it can be a bad thing. While having a long time base of clients is great for business and indicative of client satisfaction, it can … Continue reading →

People don’t like to be accountable for the most part. It’s just human nature to blame someone else. Heck, I used to do it at work and I still do it at home (sometimes). When I was working at that … Continue reading →

A recent study by Access Point HSA, a Rhode Island consulting group, conducted a survey over the summer that shows that advisors are getting more involved with Health Savings Accounts. About half (49%) of the advisors that were surveyed, stated … Continue reading →

With the restatement process underway, it certainly makes sense to review your plan document and see which provisions could use a little tinkering. Perhaps you want to change the eligibility or add a Roth 401(k) feature. Whatever it is, it’s … Continue reading →

For those with defined contribution pre-approved plans, it’s time to restate your plan document. You have until July 31, 2022, to fully restate your plan document for the Cycle 3 changes. While not as substantive as previous restatements (it doesn’t … Continue reading →

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Ron Nehring, my long-time college pal, and current Republican political operative said it best about political campaigns: “he who frames the issue, wins.” The same thing can be the same way that you market a pooled employer plan (PEP) if … Continue reading →

Small business plans are a challenge to me because there aren’t many situations where that will help grow my practice. When it comes to plan documents, I can’t compete with free plan documents from the plan custodian. Most of these … Continue reading →

It is amazing that with the advent of Pooled Employer Plans (PEPs) just a few weeks away, there is still a great unknown. We just got the registration requirement down pat and that’s about it. One of the great unknowns … Continue reading →