Category Archives: Retirement Plans

The U.S. Securities and Exchange Commission (SEC) announced that TIAA-CREF Individual & Institutional Services LLC, (TC Services) that is a subsidiary of Teachers Insurance and Annuity Association of America (TIAA), will pay $97 million to settle charges of making inaccurate … Continue reading →

My latest newsletter can be found here.

With a cautious stock market still reeling from COVID, it should come as no shock that trading within 401(k) accounts is low. Trading activity in 401(k) retirement plan accounts was “remarkably light” in the second quarter of 2021, according to … Continue reading →

It sounds so great on paper because you read an article. An advisor clued me into an about a Mega Backdoor Roth IRA, utilizing a 401(k) plan and a little-used provision called the Voluntary Contribution provision that could potentially allow … Continue reading →

A target-date fund (TDF) could be an attractive investment alternative for a participant that can’t be bothered with allocating their account balance. The reason I have trepidation about target-date funds is because of how certain participants use it, as well … Continue reading →

Outstanding loan rates for 401(k) participants is an interesting thing to look at, it may be a sense of the strength of 401(k) participation. At the end of the first quarter of 2021, about 14% of 401(k) participants had outstanding … Continue reading →

With a networking event planned, I thought it would be a good time to get back into some of the local networking groups to promote it, and quickly, I remembered why I stopped. One of the meeting groups is someone … Continue reading →

My latest JDSupra.com article can be found here.

My latest article for JDSupra.com can be found here.

While state enacting mandatory IRA programs for employers that don’t offer retirement plans seems burdensome, I do support it, just because it increases retirement plan coverage and likely, plan sponsorship, so these employers start offering a plan on their own … Continue reading →