Category Archives: Retirement Plans

When I was at law school, I was the editor-in-chief of the law school’s newsmagazine. My rise to the top probably had a lot to do with the free time I had by not making law review or any other … Continue reading →

Over the years, I worked with many organizations starting back with student political organizations and the school paper at Stony Brook. This includes actual businesses and civic and religious organizations. Many of these businesses and organizations thought that advertising was … Continue reading →

While some providers were offering Crypto windows in 401(k) plans, I was vehemently against it because the Department of Labor (DOL) was against it. The volatility of crypto was one thing, security was another issue. The introduction of spot Bitcoin … Continue reading →

The Employee Retirement Income Security Act (ERISA) turns 50 this year and I didn’t buy them a gift or a cake. Seriously, this law still serves as a framework for the retirement plan industry and despite some limitations, it’s been … Continue reading →

What makes a good retirement plan financial advisor? Well, it takes attention to detail, an understanding of what the role to entails, and dedication to the client. In addition, what I find is the way a good financial advisor handles … Continue reading →

The reason I never hired an employee is because I was an employee once too. I had co-workers, many of who I couldn’t trust (I did work for a couple of law firms). As far as plan sponsors relying on … Continue reading →

Any type of item that keeps you health is a good thing as long as you use it. So the floss I bought after my last checkup and the treadmill that I bought my wife a few years ago that … Continue reading →

I have received more inquiries about after-tax voluntary contributions in the past two weeks than in the last 20 years. Why? Well, a lot of people are reading up on these Mega Backdoor Roth articles online. A mega backdoor Roth … Continue reading →

U.S. District Judge Jeremy Kernodle, of the Eastern District of Texas, has frozen the new fiduciary rules, by issuing a preliminary injunction to freeze the Department of Labor’s (DOL’s) Retirement Security Rule, which is supposed to take effect on Sept. … Continue reading →

Like I say, the older I get, the more and more I’m like Larry David. The biggest pet peeve on LinkedIn is that invitation from a plan provider. It’s always a financial advisor and it’s always a broker. As soon … Continue reading →