Author Archives: admin

My newsletter for retirement plan professionals can be found here.

My latest article for JDSupra.com can be found here.

The only bad thing about smartphones is when you have to shop for another one. So my wife and I went to the local Costco and the representative there who works for an unaffiliated cell phone service selling company approached … Continue reading →

When I first started drinking beer, I hated it. Then again, when it came to the quality of it, it wasn’t very good. Whether it was Coors Light or Bud or even the bitterness of Heineken, the beer I was … Continue reading →

When talking to a prospective client that deals with professional services or have deep pockets, it’s always worth a consideration on whether a cash balance is a good idea. When coupled with a safe harbor 401(k) and new comparability, cash … Continue reading →

My latest newsletter is available here.

My latest article on JDSupra.com can be found here.

Callan’s annual Defined Contribution Trends survey listed fees as plan sponsors’ main concern when dealing with their retirement plan, ahead of education and communication. Four years ago, fees were only the 4th main concern. What does it all mean? It … Continue reading →

Over the last 35 years, Duke University has had a championship basketball team on the court. In another court, Duke didn’t do too well. Duke University just settled a lawsuit alleging that it mismanaged its 403(b) plan for employees for … Continue reading →

For the past 15 years, it’s been apparent that the Internal Revenue Service (IRS) wanted to be out of the favorable determination letter business. Over time, the IRS was limiting when they would issue determination letters. When I first started … Continue reading →