Author Archives: admin

The department store has been a dying business for 50 years. That’s not hyperbole—it’s a fact. Ever since the rise of the shopping mall, the explosion of discount retailers like Walmart and Target, and now online shopping, the traditional department … Continue reading →

When I first started my law practice, I’d get invited to sponsor networking events or plan sponsor forums. They’d ask for a check, promise big exposure, and deliver… almost nothing. The room would be filled with the wrong audience or … Continue reading →

Businesses in the retirement plan industry don’t collapse overnight. It’s never sudden. Like Sears, the decline drags out over years—death by a thousand paper cuts. One day you’re a major player, the next you’re just a name people remember from … Continue reading →

About 20 years ago, there was a medical report claiming that dental plaque could cause heart disease. Now, the cynic in me can’t help but wonder if that was cooked up by the dental lobby as a way to generate … Continue reading →

Those small employer plans like SEPs and SIMPLE-IRAs? They’re great starter tools for retirement savings. Think of them like toddler clothes: low maintenance, affordable, and easy to manage. No administration costs, no annual 5500s, and they get the job done—for … Continue reading →

For the first time, That 401(k) Conference returned to the same venue. On Friday, May 9, 2025, we returned to Kansas City at Kaufmann Stadium, home of the Kansas City Royals. We had a great event there in 2019 and … Continue reading →

The Department of Labor recently issued Field Assistance Bulletin (FAB) 2025-01, which amounts to a temporary enforcement policy around the transfer of small retirement plan benefits — think $1,000 or less — to state unclaimed property funds. If that sentence … Continue reading →

If you’re a 401(k) plan provider and think you can get away with charging sky-high fees while prioritizing your own bottom line, think again. A federal jury just reminded us all—fiduciary responsibility under ERISA isn’t just a suggestion, it’s the law. In … Continue reading →

T. Rowe Price announced today the launch of in-plan emergency savings accounts (ESAs) for participants in retirement plans. This ESA solution was made possible by the SECURE 2.0 Act of 2022, which includes a provision for pension-linked emergency savings accounts. … Continue reading →

Nothing surprises me much anymore, neither should the results of the survey that a Nasdaq 100 survey supports the inclusion of Nasdaq 100 index funds. According to the Annual Nasdaq-100 Retirement Plan Survey, nearly 80 percent of 401(k) plan participants … Continue reading →