Category Archives: Retirement Plans

If you’ve been around the 401(k) block as long as I have, you know that the most innocuous-looking sentence in a plan document—the stated matching formula—is often the one that blows up in a plan sponsor’s face. And not with … Continue reading →

In the world of retirement plans, we’re comfortable with spreadsheets, deferral limits, matching formulas, and the usual fiduciary checklists. But let me tell you: we’re entering a territory where you may not be fully in control—and that territory is powered … Continue reading →

So here’s what I’ve been watching—because if you’re a fiduciary, you don’t just watch these numbers, you study them. According to the latest Plan Sponsor Council of America (PSCA) survey, employee participation in workplace 401(k) plans has climbed—even amid economic … Continue reading →

Greetings—this is Ary Rosenbaum picking up the referee’s whistle to review a recent win for fiduciaries and what it signals for plan-sponsors, TPAs, and compliance teams. 1. What Happened A federal judge dismissed a lawsuit against Peco Foods Inc. that … Continue reading →

As I sit back, figuratively dusting off my “That 401(k) Conference” binder and sipping lukewarm coffee—the true fuel of every ERISA late-night writing session—here’s how I, Ary Rosenbaum, see the latest IRS release of the 2026 retirement plan limits: another … Continue reading →

Greetings — Ary Rosenbaum here, gear-shifting through the ERISA/401(k) lane, rubber on the pavement, ready to take you for a ride into what’s ahead for 2026 retirement-plan contribution limits. Think of this as your pit-stop briefing before the Grand Prix. … Continue reading →

Let’s clear something up right away: just because your 401(k) plan isn’t in the Fortune 500 doesn’t mean you get the Fortune Free Pass. ERISA doesn’t have a small-plan exemption for being “nice” or “under the radar.” Whether your plan … Continue reading →

Here’s a story straight from the trenches of the 401(k) world: the parties in a long-running excessive-fee lawsuit over the $2.6 billion Ferguson Enterprises LLC 401(k) plan have reached a settlement for $1.8 million. What Happened Back in 2022, plan … Continue reading →

Here’s a story straight from the trenches of the 401(k) world: the parties in a long-running excessive-fee lawsuit over the $2.6 billion Ferguson Enterprises LLC 401(k) plan have reached a settlement for $1.8 million. What Happened Back in 2022, plan … Continue reading →

If you’ve been to one of That 401(k) Conferences before, you already know it’s not your typical industry event. No fluorescent hotel ballroom, no generic panel on “fiduciary best practices,” and definitely no dry chicken lunch while someone reads PowerPoint … Continue reading →