Category Archives: Retirement Plans

An article I wrote in August, that will always be relevant, the Top 10 Major Misconceptions that Plan Sponsors Have About Their Retirement Plans, can be found here.

As an ERISA attorney for 12 years, I have seen a lot of strange things that plan sponsor have done to risk the ire of the Internal Revenue Service (IRS) and the Department of Labor (DOL).  Many of these strange … Continue reading →

My latest article on JDSupra can be found here.

My comments in the FiduciaryNews.com article by Chris Carosa can be found here.

A big part of my practice is assisting financial advisors, third party administration (TPA) firms, and plan sponsors nationally with what I call an open phone policy. Financial advisors, TPAs, and plan sponsors can call me up with any questions … Continue reading →

When I was 13, I bought my very first computer, an Apple IIe for $2,000, which would be about $4,067 in 2010 money. Last year, I bought my latest Dell laptop computer for about $600. In 2008, I was reviewing … Continue reading →

When it comes to a discussion of excessive fees in the administration of retirement plans, everyone takes a look at the third party administration (TPA) firms.  TPA firms get an inordinate amount the blame because when it comes to the … Continue reading →

My latest article on JDSupra can be found here.

Having survived working for a very bad third party administration (TPA) firm, I always wonder how many errors are really created by the TPA or created by the TPA’s neglect. A TPA sends a questionnaire form to the client to … Continue reading →

One of the positive aspects of full fee disclosure is that many third party administration (TPA) firms have dusted off an old idea as a viable vehicle to offer unbundled, 401(k) services to small employers at a reasonable fee. The … Continue reading →