Category Archives: Retirement Plans

Advisors Advantage

Posted on December 7, 2011 by admin

My latest newsletter can be found here.

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How Financial Advisors Can Use Business Lessons Learned From the Life of Steve Jobs to Help Build Their Retirement Plan Practice

Posted on December 4, 2011 by admin

My latest JDSupra.com article can be found here.

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Safe Harbor 401(k): Pro-Active vs. Re-Active

Posted on November 30, 2011 by admin

The safe harbor notice deadline for calendar year 401(k) plans is December 1. This notice is one of the requirements for a plan to be a safe harbor, in addition to the fully vested contribution that gives 401(k) plans a … Continue reading →

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The Beauty of ERISA 3(38) Fiduciaries and 2 Minor Concerns

Posted on November 29, 2011 by admin

One of the most positive developments in the retirement plan business is the ERISA §3(38) fiduciary. The idea that a plan sponsor can shift almost all of their liability in the fiduciary process to an ERISA defined investment manager is … Continue reading →

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The Rosenbaum Law Firm Review

Posted on November 29, 2011 by admin

My latest newsletter can be found here.

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How You May Get “No Respect”, But a Lot of Liability as a Retirement Plan Sponsor

Posted on November 26, 2011 by admin

My latest JDSupra.com article can be found here.

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The Changing Retirement Plan Landscape for Providers: Prepare or Exit Stage Left

Posted on November 21, 2011 by admin

As bad as I believe it is for plan sponsors, I believe that many retirement plan providers are not prepared for the coming changes in 2012. Many retirement plan providers have been ready for years, but I think there is … Continue reading →

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2012, The Year That Retirement Plan Sponsors Need To Make “Contact”

Posted on November 20, 2011 by admin

My latest JDSupra.com article can be found here.

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Changes in the Retirement Plan Business and the Law of Unintended Consequences

Posted on November 16, 2011 by admin

Sociologist Robert K. Merton popularized the term “unintended consequences.” Unintended consequences are outcomes that are not the outcomes intended by a purposeful action. Unintended consequences can be roughly grouped into three types: A positive, unexpected benefit. A negative, unexpected detriment … Continue reading →

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And another thing on Fee dislcosure

Posted on November 15, 2011 by admin

I was told by a financial advisor that he had a $3 million prospect that is currently being serviced by a broker on an insurance company platform. The plan has been on this platform for over 10 years. If the … Continue reading →

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