Category Archives: Retirement Plans

My latest article for JDSupra.com can be found here.

A lot of the bundled third-party administration (TPA) firms are offering free distribution packages to participants who need a distribution because of Coronavirus. They can afford to because their TPA business has only been ancillary for the distribution of their … Continue reading →

I remember when the chicken littles of the 401(k) business insisted that when fee disclosure regulations were implemented, plan sponsors would terminate their 401(k) plans rather than deal with the headaches of benchmarking fees. As we know, that didn’t happen. … Continue reading →

With participants being allowed to get a Coronavirus related distribution under the plan if they were affected by it and if your plan offers it, keep in mind what it might do with their retirement savings. Accessing retirement plan assets … Continue reading →

When I was in college in the early 1990s, I was heavily involved in student politics. I would go and buy things that made me look important even when I really wasn’t. I got the beeper that no one really … Continue reading →

My latest article for JDSupra.com can be found here.

My latest article for JDSupra.com can be found here.

With That 401(k)National Conference being held at the start of the Coronavirus Pandemic, we were still fortunate to have The Retireholi(k)s appear. With Corona in hand, I was happy to be a guest. Video of their broadcast can be found … Continue reading →

One of the things I dislike the most is owner-only defined benefit plans where the minimum contribution is tied fully to the funding of a whole life insurance policy. Why do I hate it? It’s because when times are bad … Continue reading →

With the CARES Act and increased loan amounts and an opportunity for distributions from the early distribution penalty, it’s important for you as a plan sponsor to contact participants about these new provisions if you decided to opt-in and allow … Continue reading →