Category Archives: Retirement Plans

Small business plans are a challenge to me because there aren’t many situations where that will help grow my practice. When it comes to plan documents, I can’t compete with free plan documents from the plan custodian. Most of these … Continue reading →

It is amazing that with the advent of Pooled Employer Plans (PEPs) just a few weeks away, there is still a great unknown. We just got the registration requirement down pat and that’s about it. One of the great unknowns … Continue reading →

The Department of Labor has finally announced a final rule establishing registration requirements for pooled plan providers under the SECURE Act. The SECURE Act established the pooled employer plan (PEP). Pooled employer plans must be administered by a “pooled plan … Continue reading →

With a President Joe Biden in January, expect some major changes with the Department of Labor. However, there might be a race with certain rules. Any rules that have not been published in their final version in the Federal Register … Continue reading →

My latest article for JDSupra.com can be found here.

My latest article on JDSupra.com can be found here.

A restatement process isn’t required by the Internal Revenue Service so that ERISA attorney can bill for drafting new plan documents. It’s required so that a retirement plan has a document that is current with the law. As we start … Continue reading →

I have spoken to many third-party administrators (TPAs) regarding Pooled Employer Plans (PEPs) and many are hesitant to offer them. Rather than offering them, they are considering offering better pricing on the micro or small plan market. By focusing on … Continue reading →

Articles about presidential nominees and their 401(k) proposals are always amusing because all they are, are proposals. Political reality always gets in the way of proposals. There was much discussion that Joe Biden would try to jettison salary deferrals in … Continue reading →

The Department of Labor (DOL) announced a final rule for fiduciaries of private-sector retirement plans regarding environmental, social, and governance (ESG) investing. The final rule amends the department’s longstanding investment duties regulation, first issued in 1979, to codify a clear … Continue reading →