Category Archives: Retirement Plans

I love networking on LinkedIn. Some of the best connections I’ve made in this business, people I actually trust and respect, started with a simple connection request. The platform is an incredible tool for building professional relationships, sharing insights, and … Continue reading →

When I was younger, I wanted to get along. I really did. I wanted to keep the peace, stay out of trouble, and believe that if I worked hard and did the right thing, people would notice. They don’t. Not … Continue reading →

Working on an IRS audit is hard enough. But what’s even harder? When you discover the plan sponsor disposed of—or claims to have disposed of, the very records the IRS is demanding. Let’s not kid ourselves: that’s a hostage to … Continue reading →

2025 has already been a roller coaster for plan sponsors—regulatory change, cybersecurity threats, shifting fiduciary standards. But—brace yourselves—2026 is going to test all the work you thought you had under control. Here’s how I see it, and what your checklist … Continue reading →

Well, here’s a headline you didn’t see coming… or maybe you did, because this is exactly the kind of thing government loves to roll out quietly until everyone’s scrambling. New York is launching a mandatory state-retirement savings program this fall. … Continue reading →

So, Creative Planning just bought SageView Advisory. Another week, another acquisition in the retirement plan world. At this point, consolidation is like the weather forecast, inevitable and rarely surprising. Every few months, one big advisory firm swallows another, and the … Continue reading →

As we peer into the not-too-distant horizon of 2026, the forecasted changes to 401(k) contribution rules demand the attention of every plan sponsor, fiduciary, and serious saver. These aren’t cosmetic tweaks — they represent structural shifts. Ignore them at your … Continue reading →

The ERISA world never runs out of courtroom drama, and the latest episode comes courtesy of Seidman v. American Airlines. The court ruled that while the plaintiffs may have alleged fiduciary breaches tied to ESG (environmental, social, and governance) investment … Continue reading →

Mergers are great when you’re talking about chocolate and peanut butter. But when you’re talking about merging 401(k) plan assets, it’s not always a smooth combination. Plan mergers, whether due to acquisitions, company restructuring, or TPA transitions, can create an … Continue reading →

When you work as an ERISA attorney for TPAs for nearly a decade, you get a front-row seat to some of the most creative interpretations of the law imaginable. I don’t say that as an insult—I say it as someone … Continue reading →