Category Archives: Retirement Plans

Since 2012 with fee disclosure regulations, we have seen 401(k) fee compression and the latest 401(k) Averages Book shows that it’s continuing. Among the key findings in the newest edition of the 401(k) Averages Book: Large 401(k) plan fees: Fees for … Continue reading →

My grandmother always said that life doesn’t go to plan. She said that years before her death and years before I decided to host conferences. When you start planning a national conference 10 months in advance, you don’t think it … Continue reading →

I was a volunteer and officer for an organization where I stated that the leadership (not including me) was stuck in 1986. What it meant was that this leadership couldn’t adjust to the current age when it came to recruiting … Continue reading →

Over the years, I worked with many organizations starting back with student political organizations and the school paper at Stony Brook. This includes actual businesses, civic and religious organizations. Many of these businesses and organizations thought that advertising was the … Continue reading →

My latest article for JDSupra.com can be found here.

My latest article for. JDSupra.com can be found here.

It’s easier to steal when no one is looking. In Ohio, a former plan participant is facing criminal charges for a fraudulent hardship request. The participant submitted to the plan’s third-party administrator (TPA) two hardship withdrawal applications to obtain money … Continue reading →

I’m terrible with compliments. It’s probably because as a kid, I didn’t get many and I was always wary that any comment I’d make would get a negative comment back. Somehow saying how I was getting better at Intellivision  Auto … Continue reading →

The Department of Labor (DOL) has cautioned plan fiduciaries about private equity investments as components of investment options, such as target-date or balanced funds. The statement however doesn’t withdraw DOL’s 2020 guidance detailing factors plan fiduciaries to consider when evaluating … Continue reading →

In addition to that restatement for Cycle 3 that must be completed for most defined contribution plans is July 31st, the deadline to adopt retirement plan amendments for SECURE Act and CARES Act changes is December 31, 2022 for calendar year plans. … Continue reading →