Category Archives: Retirement Plans

My latest newsletter for retirement plan providers can be found here.

My latest article for JDSupra can be found here.

Hawaii maybe the latest state to approve the creation of a state-run IRA program but they will not mandate auto-enrollment for those eligible to participate. Workers at companies with five or more employees that lack a retirement plan will have … Continue reading →

Stock markets these days are seeing a lot of negative returns. Every day, it seems another stock in my portfolio has had a downturn. I’m not in a panic because I see stocks at a discount as a buying opportunity. … Continue reading →

According to Sharebuilder 401(k). 74% of small businesses still don’t offer a retirement plan for their employees. Many small business owners believe incorrectly, that their business is simply too small and that 401(k)s are too costly. 58% in the survey … Continue reading →

It’s easier to push 401(k) plans when times are good. Times aren’t good and it’s a tougher sell when stock markets retreat. For sales and client retention, times are going to be tough. I don’t think this inevitable recession is … Continue reading →

In the 1970s, the Phillie Phanatic was born. While Mr. Met was the first mascot in baseball history, the Phanatic was a bigger hit. Soon everyone wanted one and The New York Yankees hired the people to design the mascot, … Continue reading →

When my kids were born, I was told that we’d have no issues making friends with people who had kids in the same grade. For one reason or another, that really didn’t come to play. As I finally attained age … Continue reading →

My latest newsletter can be found here.

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best methods for retirement plan sponsors to come clean and cost-effectively fix their plan errors, rather than getting hammered with substantial fines and penalties on an IRS … Continue reading →