Author Archives: admin

As Michael Corleone said in the very underrated “The Godfather Part III”, “Just when I want to get out, they keep bringing me back in.” Since 401(k) plans are not subject the joint and survivor annuity requirements of the Internal … Continue reading →

Automatic enrollment, a feature formerly known as “negative election” have been around for about dozen years, but actually codified in the law in 2006. Under the law, companies are allowed to automatically enroll workers in their 401(k) plans and have … Continue reading →

My latest newsletter can be found here.

My latest JDSupra.com article can be found here.

I had the #1 most read article on JDSupra.com, as well as #12. Here is the list. Thanks to all my readers.

I wrote an article about the selling of fiduciary guarantees and how that was a deceptive practice in my mind because plan sponsors assume that this guarantee protects them a lot more than in the very limited circumstances that it … Continue reading →

My latest newsletter can be found here.

My latest JDSupra artcile can be found here.

I always talk about how plan sponsors need to work with experienced financial advisors, third party administration (TPA) firms, and ERISA attorneys on their plan needs. Like with reasonable fees, I believe that the term “experienced” is vague. Experience doesn’t … Continue reading →

My comments in a really good SmartMoney.com article can be found here.