Author Archives: admin

My latest article for JDSupra.com can be found here.

While state enacting mandatory IRA programs for employers that don’t offer retirement plans seems burdensome, I do support it, just because it increases retirement plan coverage and likely, plan sponsorship, so these employers start offering a plan on their own … Continue reading →

I was an employee once and that’s why I don’t have employees. If I did have employees and they left my employment, I’d like all strings to be cut. Some larger plans disagree. According to a new Cerulli report, 84% … Continue reading →

When you hire a financial advisor for your plan, they typically are paid quarterly from plan assets. Yet some so many plan sponsors pay hat quarterly fee and their advisor have been missing in their job, that they should be … Continue reading →

If your company is buying the stock or the assets of another company, get an ERISA attorney to review if there is a retirement plan of your target involved. Too many corporate attorneys forget to call in an ERISA expert … Continue reading →

If your company is buying the stock or the assets of another company, get an ERISA attorney to review if there is a retirement plan of your target involved. Too many corporate attorneys forget to call in an ERISA expert … Continue reading →

I love the idea of a Roth 401(k) and if you could afford to lose the tax deduction of a 401(k) deferral and you have enough of a horizon before you retire. I just learned that venture capital billionaire Peter … Continue reading →

It happens all the time, an unmarried plan participant signs up for a retirement plan and designates their parents and/or siblings as their beneficiaries. They subsequently get married, have children, and never bother to update their beneficiary forms. They die … Continue reading →

The pandemic is over, at least for now. Assuming the Delta variant doesn’t increase infections and cause the mask and social distancing back up, I still think that the pandemic will cause some changes in the business that will be … Continue reading →

The beauty of being in the retirement plan business since 1998 is that I love what I do and I can also remember the technological breakthroughs that allow the industry to provide a better service at a better price. The … Continue reading →