Author Archives: admin

The federal Thrift Savings Plan will allow participants to allocate some of their assets through a self-directed brokerage account (SDBA) this summer. SDBAs are popular among larger plans and small to medium-sized plans that belong to professional firms. While half … Continue reading →

For almost 10 years, we’ve had fee compression in the retirement plan industry. The question is whether the two-headed monster (inflation and consolidation) means that we will see an increase in pricing? Time will tell. I don’t think inflation will … Continue reading →

My village is finally getting a contested election for the school board for the first time in forever (I’m a big Frozen fan). One of the incumbents is one of those who went into volunteering to make money and money … Continue reading →

While the Department of Labor (DOL) has been focusing on missing participants, expect them to question plan sponsors about missing participants and the automatic rollover provider that they use. Why? Because I was asked that question for a plan sponsor … Continue reading →

A portion of a lawsuit filed against Pentegra Retirement Services in the U.S. District Court for the Southern District of New York has been dismissed but a large part remains. The lawsuit was filed against Pentegra Retirement Services and the … Continue reading →

I have a limited amount of time as a solo practitioner plus I’m a stay-at-home since I have the home office. I don’t have time to do writeups of legislation that aren’t law because I take almost no interest on … Continue reading →

My latest article for JDSupra.com can be found here.

Eventually, COVID will come to some end. I don’t know what that end will be, but I’ve been contemplating life after COVID when it comes to hosting That 401(k) Conference. As a plan provider, you will have to figure out … Continue reading →

I once worked with someone who told me that he put in100% of his 401(k) investments in a mid-cap fund because it was in the middle of the market. It’s absurd, but people do think that way. So aside from … Continue reading →

There is a reason I stopped working for people, so I understand the Great Resignation and people’s disgust with working with others, and that was way before COVID. One of the major problems with the great resignation is going to … Continue reading →